About Us
About Bless this Address, Inc.
Liv Kellgren, Broker & Mortgage Loan Originator
Liv has lived all over California and continues to be in touch with friends, family, and clients from Arcata to Imperial Beach, from Petaluma to Lake Tahoe.

Integrity and Excellence
Liv Kellgren is a top-tier mortgage broker known for her expertise and professionalism. With years of experience, she delivers outstanding service to all clients and their families – regardless of financial backgrounds. Once a recipient of food stamps, she now manages a $5m property portfolio; Whatever your current financial status, Liv has most likely experienced some of it herself, and will hold your situation with the utmost humility, respect, and confidentiality.
Industry Knowledge
Leveraging her market knowledge and industry network, Liv has access to several loan programs, from the traditional 15- and 30-year mortgages, DSCR loans for investment properties, HELOCs, and, of course, the FHA-insured HECM for 62+, HomeSafe and Choice for 55+, Reverse Mortgage 2nd Liens, and many other Fixed and Adjustable Rate options.
Client-Centric Approach
Liv listens closely to your needs, delivering personalized service, and offers the best solution that aligns with your financial situation so that you can carry on with your hopes and dreams. She is the trusted partner you need when navigating the Reverse Mortgage process, whether refinancing or purchasing, needing to meet your essential needs, or creating an inspired retirement!